what are the hidden charges in indian banks?

There are several types of hidden charges that may be levied by banks in India, including:

Account maintenance charges: Some banks charge a fee for maintaining an account, regardless of whether the account is used or not.


ATM usage charges: Many banks charge a fee for using ATMs of other banks or for using the bank's own ATMs too frequently.


SMS alerts charges: Some banks charge a fee for sending SMS alerts to customers about their account activity.


Cheque book issuance charges: Some banks charge a fee for issuing a new cheque book or for ordering additional cheque leaves.


Card issuance charges: Some banks charge a fee for issuing a debit or credit card.


Card replacement charges: Some banks charge a fee for replacing a lost or stolen debit or credit card.


Account closure charges: Some banks charge a fee for closing an account.

It is important for customers to be aware of these hidden charges and to carefully read the terms and conditions of their bank accounts in order to avoid any unexpected fees.